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Terms & Conditions

Please read these Terms & Conditions carefully before using the IDAL Business Matchmaking Platform.
Your access to and use of this website is conditioned on your acceptance of and compliance with these Terms & Conditions.
These Terms & Conditions apply to all visitors, users and others who access and use this website.
By accessing or using the service you agree to be bound by these Terms & Conditions.

About IDAL Business Matchmaking Platform

The Business Matchmaking Platform is a new service offered by IDAL to facilitate the process of raising capital for companies based in Lebanon by connecting them to a pool of vetted investors.
The BMM platform is not a fund or a crowd funding platform, there will be no inflow/outflow of cash within the platform.
The project management team at IDAL matches manually companies to investors and facilitates offline meetings and negotiations.

Registration of an Account on IDAL Business Matchmaking Platform

In order to access information on companies listed on this platform, you need to register by creating an account.
By creating this account, you represent that you are either:
  1. an individual and wish to use the website on your own behalf; or
  2. an individual authorized to use the website on behalf of a corporation or other entity
To register an account, you can access "My Account" section, choose the account type then create an account and fill all the required information.

Information Accuracy

You acknowledge that the information provided during the registration process is up-to-date, accurate, truthful, and complete, and you will regularly inform us on any update to maintain its completeness and accuracy.
Any information you are required to provide in order to register as an investor or company will be handled in accordance with IDAL Privacy Policy. We may ask you to renew this information or confirm that it hasn’t changed from time to time at our discretion.

Background Checks

IDAL may conduct a background or reference check (or both) on you and/ or the organization for which you are acting as an authorized person. If so, you agree to cooperate fully in those procedures by providing us with required information subject to verification by IDAL or third-party partners. Your account may be rejected, restricted or closed if IDAL cannot verify required information.

Activation of an Account

When you apply to register as an investor or company you will also be asked to create a password that will be used to access your account. You must keep this password safe and not disclose it to others.
We will inform you once the background check has been conducted based on the information that you have provided and upon completion of this check your registration will be activated.

Account Security

You are responsible for maintaining the confidentiality of any account information that you use to access the website, and also for logging off of your account and any protected areas of the website.
In addition, you are fully responsible for all activities occurring under your account that result from your failure to use or maintain appropriate security measures. If you become aware of any suspicious or unauthorized conduct concerning your account, you agree to contact IDAL immediately.
IDAL will not be liable for any loss or damage arising from your failure to promptly notify us of such conduct.

Privacy Policy

For a complete description of how we use and protect your personal information when you register to our website, please check our Privacy Policy section.

Non-Use and Non-Dosclosure

By accepting our Terms & Conditions, you agree not to use any confidential information concerning the companies listed on our platform, including, but not limited to, financial statements, financing documents, trade secrets, new products, copyrights, documentation and specifications, unless it is for the purpose of receiving professional advice from your legal and financial advisers.
Information shall be deemed confidential information and shall be subject to the terms of this agreement if:
  1. the Receiving Party is notified that the information is confidential or proprietary prior to, or at the time of, its disclosure; or
  2. the Receiving Party knows that such information is confidential and would be reasonably expected to understand the confidential nature of such information. 
Accordingly, you shall not, without such company’s prior written approval, use for your own benefit, publish, copy, or otherwise disclose to others, or permit the use by others for their benefit or to the detriment of the issuer, any Confidential Information.

Deleting Investor Account or Company Profile

You may ask IDAL to remove your company profile from the website by emailing us at bmm@idal.com.lb.
Additionally, investors who have signed in to the website can close their accounts by also emailing us on the same address bmm@idal.com.lb.

Changes and Updates to IDAL Business Matchmaking Platform

IDAL may at any time revise these Terms & Conditions by updating this posting.
You are bound by any such revisions and should therefore visit this page to review the then current Terms & Conditions to which you are bound.
We might sometimes suspend access to the website or close it indefinitely for maintenance reasons. There is also a possibility that information on our website may become out of date at any given time. However we are under no obligation to update such material.

IDAL Liability

The content material published on the website is provided without any guarantees, conditions or warranties as to its accuracy.
To the extent permitted by law, we, our affiliates and third parties connected to us hereby expressly exclude any liability for any direct, indirect or consequential loss or damage incurred by any user in connection with the Website or in connection with the use, inability to use, or results or the use of the website, any websites linked to it and any materials posted on it, including, without limitation any liability for loss of income or revenue; loss of business; loss of profits or contracts; loss of anticipated savings; loss of data; loss of goodwill; and for any other loss or damage of any kind, however arising and whether caused by tort (including negligence), breach of contract or otherwise, even if foreseeable.
IDAL will not be liable to the investor for any action or wrongdoing, including any fraud or misinformation in relation to any proposal.
Additionally, the investor understands that any and all decisions made with respect to proposals are the investor’s alone. IDAL cannot be held responsible for any damages, costs, losses or expenses that any investor incurs as a result (directly or indirectly) of making any commitments in respect of any proposal including any lost capital or lost profits.
By using the website, you agree to release IDAL from any liability whatsoever other than as explicitly accepted by IDAL in these Terms & Conditions.

User Liability

You are responsible for all claims, fees, fines, penalties and other liability incurred by IDAL or any third party caused by or arising out of your breach of these Terms & Conditions or your use of the website. You agree to reimburse IDAL or any third party for any and all such liabilities.

Risk Disclaimer

There are various risks that you need to take into consideration when considering investing in the companies listed on our platform:
  1. You agree to read carefully the company profiles and their plans before investing
  2. You acknowledge that each company involves a high degree of risk and that by choosing to commit amounts to invest in these companies you acknowledge that you are prepared and able to bear the risk of loss of your entire commitment(s)
 
Potential risks to consider before investing:
  • Loss of Value: The companies that you decide to invest in through our platform are investment proposals, start-ups, or small to medium-sized companies that are looking to raise funds to either expand to new markets, finance their working capital or deleverage their business. They could have a solid business plan but the business may lose value due to unforeseen conditions. The past performance of any investment is not necessarily indicative of future results. Hence, it is imperative for investors to undertake their own analysis and due diligence to understand the risks of each business. Investors can obtain investment and tax advice from third party advisers before investing. IDAL will not have any liability for any legal, investment or tax issues in connection with any investment you decide to make.
  • Illiquid Investment: You -as an investor- may not be able to sell the shares you bought in the companies listed on our platform as quickly as you desire or convert them into cash, or realize any profit from any investment that you make. This is because they are not publically-listed companies on stock exchange but private companies.
  • Information Asymmetry: Unlike public companies, private companies are not subject to strict regulatory requirements with regard to disclosing specific information on their actions, corporate governance or their financial status. While IDAL performs a thorough background check and due diligence on the companies before being listed on the platform, companies might still not fully disclose all their information about their past or future performance. 

No Guarantee of Investment or Assurance of any Return on Investment

IDAL does not warrant or guarantee any return on your investment in any company you consider investing in through our platform.
IDAL does not guarantee that you will ever be able to resell your shares in the investment you undertake through our platform or that you will able to recoup all or any part of the investment or that you will ever be able to make a profit on such investment.

Intellectual Property Rights

We are the owner or the licensee of all intellectual property rights in the website, and in the material published on it. You must not print off copies or download any extracts from any part of the website unless explicitly authorized by us to do so. Your right to use the website will terminate immediately if you print off, copy or download any part of our website in breach of these Terms & Conditions, and you must, at our option, return or destroy any copies of the materials you have made.

Governing Law and Disputes

These Terms & Conditions shall be governed and construed in accordance with the laws of Lebanon, without regard to conflict of law provisions. You agree that any claim or dispute you may have against IDAL must be resolved in the courts of Lebanon.

Changes to the Terms & Conditions

We might amend this page to reflect new changes or revision to our Terms & Conditions.
You are encouraged to regularly check this page to be notified of any changes we make as they will be binding on you.

Contact Us

If you have any questions about these Terms & Conditions, please Contact Us.

About Us

The platform aims to connect companies based in Lebanon and looking to raise capital with a network of local, regional and international investors.
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